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Rich Dad Poor Dad

Description: Back in our youthful days, a rather peculiar tradition held sway among us. We would carefully tuck a vibrant peacock feather within the pages of a book, nursing a heartfelt hope that this seemingly whimsical act could somehow bring forth the birth of a brand-new feather. Days would stretch into weeks, and we would eagerly but fruitlessly check, our eyes scanning for the telltale signs of a budding feather. Undaunted by disappointment, we delved into even more curious practices, such as placing individual grains of rice within the book’s pages, all the while clutching to the steadfast belief that these unconventional rituals might coax nature into acquiescing to our desires. Strangely, this early fascination with coaxing growth and transformation finds an uncanny parallel in our pursuit of wealth – an enduring quest for a kind of magical formula that would effortlessly multiply our financial resources.

Conventional wisdom has long dictated the path to financial stability: secure a dependable job, dedicate yourself to it, and gradually amass savings until the eventual age of retirement. However, Robert Kiyosaki challenges this well-trodden path with a bold assertion – he contends that true affluence is not solely a product of one’s own sweat and toil, but rather a result of one’s ability to set their money to work. His influential tome, “Rich Dad Poor Dad,” has ignited an incandescent spark of financial inspiration among innumerable individuals. Functioning as a guiding beacon, this book brilliantly illuminates the convoluted pathway towards mastering financial management and, subsequently, attaining prosperity. It’s intriguing to note that, while formal educational institutions arm us with the tools and skills to procure a livelihood, they tend to sidestep one pivotal lesson: the intricate art of nurturing and augmenting wealth. The mechanics of saving, growing, and investing money remain largely obscure, leaving us grappling in the depths of financial obscurity.

Consider this familiar scenario: you’ve managed to secure a job that promises a substantial monthly income of, let’s say, 1 lakh. The predicament doesn’t reside in the earning aspect, but rather in the subsequent preservation and augmentation of this hard-earned income. Enter “Rich Dad Poor Dad.” This invaluable mentor adeptly imparts the art of financial stewardship, deftly guiding us towards the coveted path of affluence. Money, rightfully a cornerstone of existence, grants access to the fundamental necessities of sustenance, clothing, and shelter. Contrary to dissenting voices, it becomes increasingly evident that money indeed holds significant sway.

Just as toddlers stumble and fall before they master the art of walking, amassing riches necessitates a degree of calculated risk-taking. This is where the rather contrasting adage of “Greed is God,” often associated with Wall Street, comes into play. This doctrine seems at odds with the teachings of our homes, where excess is frowned upon. The dichotomy is quite stark – society admonishes greed as a vice, yet “Rich Dad” proposes embracing a certain measure of greed as a propellant for accomplishment. A more nuanced perspective begins to surface: distinguishing between detrimental greed and the constructive pursuit of growth.

As desires gradually shift from opulence to simplicity, a paradox emerges. Striving for a modest existence might appear noble on the surface, yet it risks sidelining the pursuit of monetary expansion. If financial sustenance stands as paramount, then why engage in endeavors that seem to disregard its significance? Dismissing the relevance of money becomes an inherently flawed proposition. Amid all debates, a steadfast truth remains – survival is intrinsically tied to financial means.

Recalling the days when a serving of bhel puri cost a mere 10 rupees, we are confronted with the inevitability of change. Fostering prosperity mandates more than just stagnant earnings; it demands keen observation of the ever-evolving economic landscapes. The stock market beckons with its promise of financial growth, yet the decision to invest remains firmly within our purview. Here, the pursuit of financial education becomes paramount – equipping ourselves with the acumen to decipher complex monetary markets, comprehend diverse income streams, and expertly wield our existing assets.

The quest for coveted possessions necessitates a strategic approach. The journey commences with identifying the means to accrue the requisite funds, subsequently culminating in the attainment of the desired object. It becomes increasingly apparent that formal education, often confined to school years, merely scrapes the surface of what constitutes a comprehensive learning experience. Embracing a lifelong commitment to learning serves as the most potent catalyst for personal growth. Skill acquisition evolves into an invaluable tool, akin to an enduring asset like gold. Infusing this arsenal with a strong dose of financial literacy further amplifies our capacity to confidently navigate the intricate monetary realm.

Caution is advised against the treacherous pitfall of trading time for money – an arrangement wherein servitude to money eclipses its intended role as a mere tool. True empowerment emanates from the transformation of money into a proactive workforce, generating dividends while allowing us to retain decisive control. Family units, those fertile grounds for the dissemination of wisdom, play an integral role in perpetuating these teachings. When even one member absorbs the profound wisdom of financial literacy, a cascading ripple effect naturally disseminates through the generations.

In summation, the seemingly whimsical act of placing a peacock feather within the pages of a book, with the audacious hope of fostering its growth, harkens back to a time of innocence and curious experimentation. Strangely, this practice mirrors our adult preoccupation with wealth – a fervent search for the secret formula that might transform our financial circumstances. “Rich Dad Poor Dad,” in all its wisdom, underscores the significance of understanding money’s true potential, steering us away from blind labor towards financial acumen. Just as that peacock feather might never have sprouted within the pages of a book, without proper care and understanding, wealth too might remain stunted and unrealized.

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The Richest Man in Babylon 


In an era where the pursuit of financial stability has become synonymous with a universal desire, it’s no surprise that books exploring the art of money management hold a special place in our reading lists. “The Richest Man in Babylon,” penned by George Samuel Clason, stands as a timeless guide to understanding and thriving in the world of finance. Much like the influential classic “Rich Dad Poor Dad,” this book has garnered immense praise for its insightful take on money matters. Let’s delve into its wisdom and explore the fundamental principles that can reshape our financial futures.

Learning from Ancient Wisdom: George Samuel Clason ingeniously employs the captivating backdrop of ancient Babylon to convey age-old financial wisdom. He begins by emphasizing a key principle: saving a portion of one’s earnings. The counsel to save at least 10% of earnings may appear straightforward, but its application can have a profound impact on one’s financial journey. By adapting this practice, readers are encouraged to develop the discipline needed to secure their future.

Discovering Financial Autonomy: The book prompts readers to take responsibility for their financial decisions. Just as the citizens of Babylon were advised not to rely on others for guidance, the book encourages us to learn about our financial options independently. This stands as a crucial lesson – understanding where to invest our hard-earned money rather than relying solely on others’ opinions. This empowerment enables us to make informed choices aligned with our unique circumstances and goals.

Guardianship of Money: Intriguingly, Clason highlights a parallel between money and a loyal companion: both remain loyal to those who show them care. Keeping a record of daily expenses emerges as a key tool in effective money management. It helps us gain insights into our spending patterns and identify areas where money might be slipping through the cracks unnoticed. By understanding our expenses, we can take necessary steps to cut unnecessary costs and save more.

Living for Today and Tomorrow: The book strikes a balance between enjoying the present and securing the future. Allocating 10% of earnings for future needs reinforces the importance of forward planning without sacrificing the joy of the present moment. This principle reflects a holistic approach to financial wellness, advocating for both immediate enjoyment and long-term security.

Matching Skills with Earnings: One of the book’s most pertinent pieces of advice is to capitalize on personal strengths and skills when seeking financial growth. Clason wisely cautions against blindly chasing trends, such as the allure of YouTube earnings. Instead, he advocates for aligning one’s career or business pursuits with areas of expertise. This not only increases the chances of financial success but also nurtures personal fulfillment.

Avenues of Investment: A pivotal chapter deals with investing, where Clason advises against diving into areas one does not understand. The stock market, often deemed a lucrative venture, is cautioned against if not comprehended fully. The importance of education before investment underscores the need to make informed decisions rather than relying on luck.

Constant Self-Improvement: At its core, “The Richest Man in Babylon” is a testament to the value of continuous self-improvement. Clason underscores that wealth is attainable through honing skills, expanding knowledge, and nurturing growth. This resonates with the modern understanding that financial success is a journey, and self-improvement is its compass.

In a world dominated by economic concerns, “The Richest Man in Babylon” emerges as a beacon of timeless wisdom. Its principles, seamlessly woven into the historical tapestry of ancient Babylon, offer readers practical insights into managing their finances with prudence and purpose. By embracing the lessons of saving, autonomy, guardianship, balanced living, skill alignment, informed investment, and personal growth, we can pave the way for a future that’s financially secure and fulfilling. As Clason eloquently reminds us, being rich is not a mere aspiration but a right within our reach.

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How to Win an Indian Election 


Eat from time to time, sleep well and study. These are things we know but when someone tells you this at the right time it is useful right.

In a democracy, elections are the bedrock of civic participation and governance. They enable citizens to voice their opinions, choose their representatives, and shape the course of their nation’s trajectory.

We are gonna talk about certain things like that. What happens during the election and what do voters need to know about? Certain things we might know, certain things we need a reminder for and certain things we do not know about.

The Author of this book, Shivam Shankar Singh, has had the opportunity to work in several election campaigns in India and as an insider, he’s tried to bring to light the efforts and strategic planning that goes into every election campaign. He warns us of the fake messages that are doctored by political parties to gain our emotional support. Watch to know more.

Elections are not just about politics; they are about perceptions. A study done by Facebook in 2012 demonstrated how the information presented to us can significantly shape our outlook on the world. Exposure to positive or negative news can subtly alter our perspectives, influencing the way we interact with society and politics.

In India, elections are a blend of social, cultural, and linguistic diversities. State elections often revolve around caste and language, while national elections delve into religious dimensions. It is essential to recognize and critically assess these nuances to make informed electoral decisions.

These are well known facts to us. But even when we know these things when we keep hearing it in the news, radio and social media we get influenced. When we look at the older generations’ phones and look at them believe these propaganda we are infuriated to see them believe it. Even when we explain they are fake news and they are being manipulated they would not understand.

Being an informed voter involves understanding the dynamics that govern elections beyond the ballot box. Awareness of how political consultants operate, the influence of money, and the power of media in shaping perception equips citizens to make judicious decisions. As democracy continues to evolve, an engaged and informed electorate will remain the bedrock of a thriving democratic nation like India.

In “How to Win an Indian Election,” authored by Shivam Shankar Singh, readers are taken on a revealing journey into the covert world of election war rooms and strategic planning. Drawing from the author’s extensive experience as a former election campaign consultant for a major political party, the book sheds light on the pivotal role of political consultants in election campaigns.

Moreover, the book exposes the mechanisms behind the widespread dissemination of divisive propaganda and fake news, exploring how they affect public opinion. It offers an in-depth understanding of what it truly takes to secure victory in an Indian election today, emphasizing the nuances that resonate with voters on the ground.

It unravels how modern political parties harness the power of technology, utilizing data analytics, surveys, and alternative media to craft highly targeted campaigns. The book delves into the impact of financial resources, showcasing how the judicious use of money significantly influences election results.

Lastly, “How to Win an Indian Election” contemplates the future of politics in the country, presenting insightful predictions and analyses based on meticulous research, candid interviews, and the author’s first-hand experiences. It’s a treasure trove of knowledge, providing invaluable insights into the inner workings of politics, political parties, and the strategies that underpin a successful election campaign.

Read the book “How to Win an Indian Election” to get more insights into its contents. Watch the full video to hear more of my thoughts in the link below.

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Let’s talk money


Monica Hallan’s book not only educates readers on financial management but also empowers them to make well-informed decisions. By understanding the intricacies of financial planning, the risks and rewards of various investments, and the importance of emergency funds, individuals can take charge of their financial destinies. The book encourages readers to embark on a journey of financial self-discovery, ensuring that their hard-earned money works for them, rather than the other way around.

In a world filled with financial uncertainties and the ever-present challenge of managing one’s money effectively, Monica Hallan’s book, “Let’s Talk Money,” comes as a beacon of financial wisdom and guidance. Let’s will delve into the key takeaways from this insightful book, exploring various aspects of financial management, from saving strategies to investment principles.

The Importance of Financial Planning: Monica Hallan emphasizes the crucial role of financial planning in achieving financial stability and success. She suggests that planning should ideally be done before the start of each financial year to ensure better management of one’s finances.

Three Bank Accounts Strategy: One of the fundamental strategies proposed in the book is the use of three different bank accounts: one for income, another for expenses, and the third for savings. This approach ensures better control over expenditures and encourages regular saving. Monica recommends setting aside a minimum of 10% of your income for savings, with 15-20% being the ideal goal.

Effective EMI Management: Hallan advises readers to keep their Equated Monthly Installments (EMIs) below 30% of their income. This prudent approach prevents individuals from overspending on loans and helps maintain a healthy financial balance. Ideally, EMIs should be in the 10-15% range of your income.

Emergency Funds: One of the most crucial aspects of financial security is having an emergency fund in place. Monica suggests having a minimum of three months’ worth of income saved as an emergency fund. For those with dependents, she recommends having 1-2 years of income saved to ensure financial stability in times of crisis.

Investment Planning: The book discusses the importance of investment planning and emphasizes that every financial product carries its own set of risks. Readers are encouraged to assess their risk tolerance and choose investments accordingly. For short-term needs, low-risk options are recommended, while long-term investments can afford slightly higher risks. Equity shares and mutual funds are discussed as viable investment options.

Financial Assets vs. Real Assets: Hallan divides investments into two categories: financial assets and real assets. Financial assets include debt funds and equity investments, while real assets encompass gold and real estate. The book offers insights into the pros and cons of each category, helping readers make informed decisions based on their financial goals.

The Role of Financial Literacy: Monica Hallan underscores the significance of financial literacy in making informed investment choices. She advises individuals to invest in schemes they can understand fully, avoiding speculative investments like cryptocurrencies and bitcoins.

“Let’s Talk Money” by Monica Hallan is a comprehensive guide to financial management that equips readers with the knowledge and strategies needed to achieve financial security and success. With practical advice on budgeting, saving, investing, and more, this book serves as a valuable resource for individuals of all ages. Whether you’re just starting your financial journey or looking to enhance your financial literacy, “Let’s Talk Money” is a must-read that can lead you toward a brighter financial future.

“Let’s Talk Money” is not just a one-time read; it’s a lifelong companion for anyone looking to navigate the complexities of personal finance. Whether you’re in your 20s and just starting your career or reaching the milestone of turning 30, the book provides timeless principles and strategies that can adapt to your changing financial needs and goals. It serves as a reliable reference guide for anyone seeking financial freedom and security, reminding us that with knowledge and discipline, anyone can achieve their financial dreams. In a world where financial well-being is paramount, Monica Hallan’s “Let’s Talk Money” is a beacon of financial wisdom, guiding readers toward a brighter and more secure financial future.